5 best business credit cards in India

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assuming that you’re a business visionary, you’ve positively got your hands full – from full-filling your customers’ expectations to ensuring the books are always adjusted. yet, between the contending demands of your clients and employees, you might have disregarded getting a credit card for your business.

there’s a ton of discuss business credit cards these days, to a great extent because they give energizing offers and discounts on business trips, air travel, additional stuff, exclusive access to airports lounges and that’s just the beginning.
it’s never too early to profit of these thrilling discounts and rewards and keep the pioneering dream alive. however, what you may be pondering is which credit card works best for your business’ interesting requirements.
all things considered, sit back, unwind, and we should take a gander at some of the best business credit cards in India.

1. SBI prime business credit card
in the event that you have countless and repeating month to month expenses, the SBI prime business credit card is an ideal card for you. it offers a one-time annual fee at ₹2,999. plus, the card’s recharging fee per annum stays at ₹2,999 from the second year.

key features:

an interest-free credit time of 20-50 days is rewarded to creditworthy cardholders that reasonable the previous month’s outstanding equilibrium. note that this deal is applicable just on retail purchases.
you’re also qualified for 4 free visits each year to international need pass lounges, outside India (max. 2 visits for each quarter).
plus, you get 8 free visits each year to Mastercard lounges in India (max. 2 visits for each quarter).
you also stand to procure 10 reward points (5X) per ₹100 on all spends at Metro Cash and Carry stores.
cardholders can access free privileges through Bandhan-devotion program of Metro Cash and Carry.
get e-gift voucher as a welcome gift worth ₹3,000 from Yatra for business trips.
on the off chance that you keep on partaking in the features of this credit card, you can partake in a waiver on the restoration fee, gave your annual spend is of ₹3 lakhs or more.
2. HDFC business money-back credit card
who detests credit card reward points and cashback offers? on the off chance that you’re searching for perks to assist you with developing your business, the HDFC business money-back credit card is ideally suited for all your business transactions and expenses.

key features:

get a welcome gift of a free annual Zomato gold membership after spending ₹75,000 or more in the first three months of the fee payment.
exploit the appealing joining fee of ₹500 plus taxes as applicable.
spend over ₹20,000 in the first 90 days and get the first-year membership fee deferred off.
the recharging fee is postponed for the following restoration year after spending ₹50,000 in 12 months.
business owners can also appreciate 5% cashback on telecom, power, government/charge, rail line, hotels, eating, and taxi bill payments.
3. Amex platinum travel credit card
the American Express platinum travel credit card is a definitive travel card for all your business transactions and trips. this card provides traveling entrepreneurs with energizing offers on air travel. plus, it has different hospitality and convenience tie-ups for premium members.

key features:

the first-year membership fee just costs ₹2,500 plus taxes. the restoration fee is ₹5,000 plus taxes.
get travel vouchers worth ₹6,360 after spending ₹1.90 lakhs in a year.
you also get 4 free visits each year to airport lounges across India (restricted to one free visit for every quarter).
get a Taj Experiences e-gift card worth ₹10,000 from the Taj, SeleQtions and Vivanta Hotels.
Amex also gives cardholders a welcome gift of 5,000 milestone bonus membership rewards points, which is redeemable for travel vouchers worth ₹3,500.
4. YES prosperity business credit card
the YES prosperity business credit card is a card consistent with every one of the needs of a business person. part of the reason that it appeals to business owners across India is the various features it offers – lounge access, travel vouchers, greens, and so on.

key features:

the annual fee and restoration fee are evaluated at ₹2499, which is cost-compelling for small and enormous businesses the same.
cardholders also get exclusive membership to the MasterCard lounge access program, which provides 2 free access to domestic lounges per quarter.
in the event that you’re a major spender, you stand to win 10,000 reward points on a complete spend of ₹6 lakhs annually.
get one free golf lesson consistently and carry on with a class separated.
you can also profit of a green fee waiver at selected fairways in India.
each reestablishment fee payment fetches you 7500 reward points.
5. Axis Bank miles and more credit card
for the best credit card to appreciate travel benefits on business trips, look no farther than the Axis Bank miles and more credit cards. this card offers some irresistible travel discounts and mile rewards. it comes in two unique types: world credit card and select credit card.

key features:

sign up to get seriously evaluated annual joining and reestablishment fees of ₹3,500 plus taxes for the Axis Bank miles and more world credit card.
you also pay an annual joining fee of ₹10,000 plus taxes and a reestablishment fee of ₹4,500 plus taxes for Axis Bank miles and more select credit card.
cardholders get 4 free visits to need pass lounges in a year for the select card.
you also get 8 free visits to select airport lounges per quarter.
the card offers an astonishing mile reward program, and, in particular, ceaseless miles with no expiry.
you get a welcome bonus of 15,000 miles and an annual bonus of 4,000 honor miles.
spend ₹200 and instantly procure 6 honor miles.
update air bookings with top pick Union Airlines.
awards points can be spent on luxurious hotels and resorts for convenience.
in the event that recalling your due dates is a test, the card offers a programmed bill payment highlight.

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